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HSBC Gold Credit Card
For a low annual fee of $89 (waived in 1st year), HSBC's
Gold Credit Card allows you to earn Rewards Points for every dollar you spend,
as well as enjoying the extra protection of a comprehensive insurance package.
HSBC Gold Credit Card purchase rate: 18.99% cash rate: 21.75% bl.tr.rate: 5.99% p.a. for 6 months interset free: 45 days annual fee: $89 (waived first year)

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- 5.99% p.a. for 6 months on balance transfers
- $0 annual fee for the first year, and $89 thereafter
- Up to 45 days interest-free on purchases.
- Locking in 5 purchases a year (from $500 each) at either a lower interest
rate of 10.99% p.a. for 120 days or up to 90 days interest free
- Earn Rewards Points for every dollar you spend with our Rewards Plus
program
- International Travel, Extended Warranty, Guaranteed Pricing, and Purchase
Protection insurance at no extra cost
- Interest rate of 18.99% p.a. on purchases. Cash advance rate of 21.75%
p.a.
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